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    <loc>https://www.piedmont-capital.com/purchase</loc>
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    <lastmod>2026-01-28</lastmod>
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    <loc>https://www.piedmont-capital.com/our-company</loc>
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    <lastmod>2026-02-04</lastmod>
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    <loc>https://www.piedmont-capital.com/contact-us</loc>
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    <lastmod>2025-06-21</lastmod>
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    <loc>https://www.piedmont-capital.com/services</loc>
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    <lastmod>2020-01-02</lastmod>
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      <image:title>Services - Purchasing.</image:title>
      <image:caption>Whether it’s your first step into commercial real estate investing, or you’re a seasoned dealmaker, our advisors can get you the most competitive rate on stabilized properties. We specialize in loans above $1 million for commercial properties in metro markets of 50,000 population and above, as well as interest-only and non-recourse loans, with up to 10-year fixed rates and 30-year terms.</image:caption>
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      <image:title>Services - Refinancing.</image:title>
      <image:caption>Savvy investors use every advantage the market provides them. Could you be getting more out of a property you already own? Contact one of our advisors to see if they can capitalize on the market to reduce your current rate.</image:caption>
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    <loc>https://www.piedmont-capital.com/portfolio</loc>
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    <lastmod>2025-10-06</lastmod>
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      <image:title>Portfolio</image:title>
      <image:caption>San Leandro, CA | 21 Units $2,500,000, 5 year fixed @ 5.92% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:caption>Stockton, CA | 56 Units $6,800,000, 5 year fixed @ 5.997% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:title>Portfolio</image:title>
      <image:caption>Oakland, CA | 6 Units $675,000, 5 years fixed @ 6.91% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:title>Portfolio</image:title>
      <image:caption>Oakland, CA | 10 Units $1,365,500, 5 year fixed @ 6.91% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:caption>Emeryville, CA | 10 Units $1,000,000, 5 years fixed @ 5.80% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:title>Portfolio</image:title>
      <image:caption>Oakland, CA | 10 Units $1,235,000, 5 years fixed @ 6.408% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:caption>Hayward, CA | 6 Units $900,000, 5 year fixed at 5.65% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:title>Portfolio</image:title>
      <image:caption>Hayward, CA | 6 Units $900,000, 5 year fixed at 5.65% Kevin Kwan, Senior Loan Advisor</image:caption>
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      <image:caption>Mountain View, CA | 7 Units $1,300,000, 5 years fixed @ 5.605% Kevin Kwan, Senior Loan Advisor</image:caption>
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    <loc>https://www.piedmont-capital.com/faq</loc>
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    <lastmod>2023-04-26</lastmod>
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  <url>
    <loc>https://www.piedmont-capital.com/kevin-kwan</loc>
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    <priority>0.75</priority>
    <lastmod>2024-12-19</lastmod>
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      <image:title>Kevin Kwan - Kevin Kwan</image:title>
      <image:caption>Senior Loan Advisor (650)-339-2396 kkwan@piedmont-capital.com CalDRE #02030374</image:caption>
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      <image:title>Kevin Kwan</image:title>
      <image:caption>Oakland, CA | 6 Units $675,000, 5 years fixed @ 6.91%</image:caption>
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      <image:title>Kevin Kwan</image:title>
      <image:caption>Oakland, CA | 10 Units $1,365,500, 5 year fixed @ 6.91%</image:caption>
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      <image:title>Kevin Kwan</image:title>
      <image:caption>Emeryville, CA | 10 Units $1,000,000, 5 years fixed @ 5.80%</image:caption>
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    <image:image>
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      <image:title>Kevin Kwan</image:title>
      <image:caption>Oakland, CA | 10 Units $1,235,000, 5 years fixed @ 6.408%</image:caption>
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      <image:title>Kevin Kwan</image:title>
      <image:caption>Hayward, CA | 6 Units $900,000, 5 year fixed at 5.65%</image:caption>
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      <image:title>Kevin Kwan</image:title>
      <image:caption>Hayward, CA | 6 Units $900,000, 5 year fixed at 5.65%</image:caption>
    </image:image>
    <image:image>
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      <image:title>Kevin Kwan</image:title>
      <image:caption>Mountain View, CA | 7 Units $1,300,000, 5 years fixed @ 5.605%</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.piedmont-capital.com/maureen-dunbar</loc>
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    <priority>0.75</priority>
    <lastmod>2025-06-21</lastmod>
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      <image:title>Maureen Dunbar - Maureen Dunbar</image:title>
      <image:caption>Chief Operations Officer (415) 226-1513 mdunbar@piedmont-capital.com CalDRE #00955910</image:caption>
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